S.T.A.R. Grams represent the client’s fractional ownership of fully insured and allocated investment grade bullion stored in our vault. The bullion is not on our balance sheet and can be publicly audited anytime via our real-time tracker.
Exact values of metal (e.g., 10 USD or 1 million USD) can be bought or sold and there is an option to set up monthly recurring purchases.
S.T.A.R. Grams can be sold back to us at the internationally traded spot price or used to pay for any product or service we provide, including to take delivery of our gold or silver inventory.
Because S.T.A.R. Grams are always valued at spot, there is no sellback fee.
S.T.A.R. Grams can typically be acquired at both a fixed percentage over spot and yearly storage fees:
Gold Grams are priced at 2% over spot, with a yearly storage fees are only 0.35% (minimum 0.1g per year).
Silver Grams are priced at 5% over spot with a yearly storage fees are only 0.7% (minimum 10g per year).
S.T.A.R. Grams can be bought directly via:
The S.T.A.R. Dashboard, or
The S.T.A.R. Grams App (optimized for smartphone users, with multilanguage support and simplicity)
Regardless of how you purchased S.T.A.R. Grams, it uses the same S.T.A.R. Storage Account and transaction terms as the Silver Bullion website.